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Beware the “Hi Mom” Text Scam: How It Works & How to Protect Your Family

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A new wave of emotional manipulation scams is tricking parents into sending money to criminals—and it all starts with a simple text: “Hi Mom” or “Hi Dad.”

This heartbreaking scam has already stolen millions from families worldwide. Here’s how to spot it, stop it, and keep your loved ones safe.


📱 How the “Hi Mom” Scam Works

Step 1: The Fake Emergency Text

Scammers pose as your child with messages like:

  • “Hi Mom, my phone broke—this is my new number.”
  • “Dad, I need help urgently. Can you text me here?”

Step 2: Building Trust

They’ll use vague language to avoid detection:

  • “It’s me, your son.” (No name used)
  • “I’m in trouble and need money fast.”

Step 3: The Urgent Money Request

Once they’ve gained trust, they push for wire transfers, gift cards, or cryptocurrency payments, claiming:

  • “I need bail money—please don’t tell anyone!”
  • “My rent is overdue, and I’ll be evicted!”

Step 4: Disappearing Act

After receiving the money, the scammer blocks the victim and vanishes.


🚨 Why This Scam Is So Effective

Exploits parental instinct to protect children
Uses urgency to bypass logical thinking
Avoids voice calls (which could reveal a fake voice)
Often targets older parents less familiar with scams

Real-Life Impact:

  • A UK mother lost £5,000 after believing her “son” was jailed abroad.
  • In the US, one family sent $15,000 before realizing it was a scam.

🔍 How to Spot a Fake “Hi Mom” Text

Red Flags:

🚩 New number (no prior texts from this contact)
🚩 Vague language (avoids using names/details)
🚩 Urgent financial requests (wire transfers, gift cards)
🚩 Refusal to call or video chat

How to Verify:

  1. Call your child’s REAL number immediately.
  2. Ask a personal question only they’d know.
  3. Check for typos or odd phrasing (scammers often use translation tools).

🛡️ How to Protect Yourself & Your Family

1. Set Up a Family Code Word

  • Agree on a secret word or phrase only your family knows.
  • Example: “If it’s really you, tell me Grandma’s cat’s name.”

2. Warn Older Relatives

  • Seniors are most vulnerable—explain the scam to them.

3. Slow Down & Verify

  • Never rush to send money.
  • Call back on a known number.

4. Report Suspicious Texts

  • UK: Forward to 7726 (SPAM reporting)
  • US: Report to FTC.gov/complaint

📌 What to Do If You’ve Been Scammed

  1. Contact your bank immediately (some transfers can be reversed).
  2. File a police report (helps track scammers).
  3. Change passwords (in case of broader identity theft).

💡 Final Thought: Spread Awareness

This scam preys on love and fear—but knowledge is the best defense. Share this with family and friends to keep them safe.

🔎 Have you encountered this scam? Share your story below to help others!

ScamAlert #HiMomScam #CyberSecurity #ProtectYourFamily

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